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James, if someone hit your legally parked car, and they had valid insurance, they should pay for damage to your truck. They should also pay reasonable costs for your transportation while your truck is not driveable.

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Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance.

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